Insurance Programs

Martial Arts allows students both young and old to learn self defense, discipline, enlightenment, coordination as well as many other qualities. Participation though, may also result in accident and injury. Many families have little or no medical insurance, and those who have coverage may be required to meet large deductibles before their insurance pays any benefits. In addition, studio owners run the risk of personal exposure to lawsuits through a participant's injury claim and liability insurance requirements mandated by lenders or landlords.

 

This Specialty Insurance Program for Martial Arts Schools and Studios is designed to help eliminate the financial and emotional burden one can incur as a result of a lawsuit or participant injury claim. Accident and liability insurance coverage is offered as a standard product with optional coverages also available such as equipment, hired and non-owned automobiles and additional higher liability insurance limits.

 

As a performing art, dance allows students both young and old to express their emotions through body movement. Participation can provide physical fitness, discipline and entertainment… but can also result in accident and injury. Many families have little or no medical insurance, and those who have coverage may be required to meet large deductibles before their insurance pays any benefits. In addition, studio owners run the risk of personal exposure to lawsuits through a participant’s injury claim and liability insurance requirements mandated by lenders or landlords.

 

This Specialty Insurance Program for Dance Schools and Studios is designed to help eliminate the financial and emotional burden one can incur as a result of a lawsuit or participant injury claim. Accident and liability insurance coverage is offered as a standard product with optional coverages also available such as equipment, hired and non-owned automobiles and additional higher liability insurance limits.

The Personal Trainer Insurance & Yoga Instructor Insurance program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Below are the types of people that qualify for this program

  • Certified Personal Trainers 
    (Must upload evidence of certification for Accredited Rates)

  • Uncertified Personal Trainers
    (Non-Accredited Rates are higher than Accredited Rates)

  • Yoga Instructors
    (Accredited Rates available with at least 50 hours of yoga instruction experience)

 

Coverage is provided up to $1,000,000 per occurrence with a maximum of $5,000,000 aggregate limit. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group and pricing starts as lows as $115 for the year!

 
 

The Vendor Insurance liability program has been structured to meet the needs of vendors big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between.

 

While many vendors are accustomed to acquiring insurance on a solo basis, we also offers the convenience of group policies. For events with multiple vendors, our group policies help save time and money while still offering the same world-class protection and customer service we are known for.

Premiums are as low as $50 for $1,000,000 in liability coverage!

The Performer Insurance liability program has been structured to meet the needs of performers big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between.

 

While many performers are accustomed to acquiring insurance on a solo basis, this insurance program also offers the convenience of group policies. For events with multiple performers, our group policies help save time and money while still offering the same world-class protection and customer service we are known for.

Premiums are as low as $50 for $1,000,000 in liability coverage!

 
 

You've fallen in love, and now you want to celebrate that love with your friends and family. You want to be unique and commemorate your wedding with an incredible party for your friends and family, who love and support you and your partner. What happens when someone gets hurt, and your wedding celebration turns into a financial and emotional strain on your guests? It may seem unnecessary now, but insuring your wedding can help guarantee that your special day will leave you with pleasant, loving memories of your wedding.

 

Your wedding can be the happiest day of your life. Months of planning mean that you should enjoy the wedding of your dreams. You may have made all the arrangements for your forthcoming wedding, or you could still be in the planning stages for the big day. Whatever your circumstances, Paradiso Insurance can help you protect your family and friends during your celebration. Hopefully your wedding day will take place with no setbacks, but unfortunately, accidents do happen.

 

Whether you are looking for one-day liability coverage or a three-day package, our wedding insurance program offers quality insurance with the lowest possible premium cost to you. Our firm understands the financial demands that a wedding places on a bride and groom, and their families. We want to make sure the financial stresses are over with the wedding. Protect your loved ones from the emotional and financial burden that one can incur as the result of a loss or injury. We offer specialized insurance for your wedding, from the number of guests you plan to have at your wedding, to the day-after brunch, our unique program is affordable and unmatched in the insurance industry.

In the past, insurance coverage for conferences, sports camps and clinics was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run camps and clinics without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participant's injury claim.

 

However, this specialty insurance program has recently been developed to cover the inherent risks involved for the schools, park districts, coaches, directors and participants of today’s conferences, sports camps and clinics. Accident and liability insurance coverage is offered as a standard product with optional coverage also available such as equipment, hired and non-owned automobile, and additional higher liability insurance limits.

 
 

Stand Up Paddle Instructor Insurance Program is designed for the below instructors

  • Certified Stand Up Paddle Instructors

  • Non Certified Stand Up Paddle Instructors

  • Stand Up Paddle Yoga Instructors

  • Stand Up Paddle Pilates Instructors

  • Closed water operations are covered. 

 

This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

The Masseuse Insurance program is Intended for individuals in the health and wellness profession. this program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Types of operations our Masseuse Insurance Program considers are as follows:

  • Aromatherapy

  • Back

  • Deep Tissue

  • Hot Stone

  • Pregnancy

  • Reflexology

  • Sports

  • Swedish

  • Thai

 
 

The Hair Stylist Insurance program and Barber Insurance program is Intended for individuals in the health and wellness profession. This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Types of operations our Hair Stylist Insurance program and Barber Insurance program considers are as follows:

  • Barber

  • Cosmetologist

  • Hair Stylist

  • Makeup Artist (non-permanent)

  • Nail Technician

  • Spa Technician

The Esthetician Insurance program is Intended for individuals in the health and wellness profession. this program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

 
 

The Special Event Insurance Program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability, and the litigation costs to defend against such claims.

 

Coverage is provided up to $1,000,000.00 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Premiums start below $100 per event!

Some of the events we can insure are:

  • After Prom Parties

  • Auctions

  • Banquets

  • Birthday Parties

  • Charity Events

  • Holiday Events

  • Conventions

  • Farmers Markets

  • Religious Events

  • Trade Shows and Expos

  • Much More!

 
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107 E Main Street
Meriden, CT 06450

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