Summer camps, sports camps, band camps, math camps, and stay away camps. There is no shortage of camps out there for the kids these days, especially during the summer. What’s even better is every one of them gives kids a great opportunity to get out of the house, make new friends, explore, learn, and have a lot of fun! However if you happen to be an owner of the camp, there is much more than just fun to think about. What’s most important is making sure everyone is safe and protected if something unexpected were to happen.
When you own or direct a summer camp, conference, or clinic, there are risks you need to look out for. Some of these risks include:
Premise liability: Camp owners have a responsibility to review their activities and inspect their grounds and facilities to reduce the risk of injuries to the campers, staff, and visitors.
Failure to perform background checks liability: Camp owners have a responsibility to perform background checks on their employees, volunteers, and counselors. If they don’t, they can be held liable for any harmful acts committed during the program.
Risk of injury liabilities: Camp owners have responsibility for camper injuries even if a waiver has been signed for higher risk activities like football.
The worst part about these risks is that they can be tricky, which makes it hard to be properly prepared and protected. Luckily when you get an insurance policy through BSP Insurance, we can offer a specialty insurance program that has recently been developed to cover the inherent risks involved when owning or directing a camp, conference, or clinic. Accident and liability insurance coverage is offered as a standard product with optional coverage also available such as equipment, hired and non-owned automobile, and additional higher liability insurance limits.
Call us anytime at 203-237-7923 to get more information about the camp insurance we offer and make sure you start the summer off right by being insured. Don’t let parents put their children in your hands until you are 110% protected. Most importantly, enjoy this summer and we hope you have a ton of fun at camp!
For more information from our website, click here.